About Elderlife


Who We Are

We help families achieve their long-term plan to pay for senior living, by providing our bridge loan to cover short term costs.

Recognized as the nation’s leading senior financing and solutions company, families and senior care providers nationwide call upon Elderlife every day to assist them with their home care, downsizing, senior housing and payment needs.

We serve families by helping them plan, locate, and finance, their home care and senior housing needs. Are you considering a 55+ community or Continuing Care Retirement Community? We can make your retirement dream come true too!

See All of Our Services

Why Choose Us?

Because we care!
When you call Elderlife, your personal Financial Concierge asks how can we assist you. Your Financial Concierge primary focus is to help you, locate, plan and pay for senior living or home care.

Our services are available to seniors and their families, who need thoughtful, simple, fast, convenient financial solutions. Your Financial Concierge will assess your needs in a professional, caring and friendly manner. We serve thousands of families nationwide each month and look forward to serving you!

Meet Our Management Team

  • Darryl W. Copeland, Jr.
    Executive Vice President, Chairman of the Board
    Darryl W. Copeland, Jr. is Executive VP and Chairman of the Board of Elderlife Financial Services. He is also Owner and President of Provident Realty Partners LLC (“PRP”). Prior to founding PRP, Mr. Copeland founded and served as Chairman, Chief Executive Officer and President of Provident Senior Living Trust ("PSLT"), a real estate investment trust with a portfolio of more Continue Reading...
  • Roque Santi
    President, CEO & Chief Financial Officer, Board Member
    Prior to joining the Board of Elderlife, Mr. Santi was the President and Chief Financial Officer of ECC Capital Corporation and previously served as Executive Vice President and Chief Financial Officer until December 2006. Before joining ECC, Mr. Santi was a partner with Ernst & Young LLP, from May 2002 to November 2004, during which time he was in charge Continue Reading...
  • Bridgette Duber
    Senior Vice President Sales & Partner Integration
    Bridgette Duber, Senior Vice President of Sales & Partner Integration, has been serving seniors and their families for over 25 years. Her passion for seniors led her to complete a nursing degree early in her career and eventually led her to completing a Ph.D. in health care administration. Professionally her credentials include being a Licensed Nursing Home Administrator, a Community Continue Reading...
  • Chris Andrews
    Call Center Manager
    Chris has over 20 years of banking, mortgage and unsecured lending experience.  He has held positions in sales, management, training and recruiting.  Before joining Elderlife in November of 2013, he was the lead trainer at NewDay Financial. He was responsible for training over 30 new hires monthly, focusing on assisting them in accomplishing successful SAFE examinations and obtaining Mortgage Loan Continue Reading...
  • James J. Lynch
    Patriot Financial Partners – Managing Partner
    (Elderlife Board Member)
    Mr. Lynch is a managing partner and co-founder of Patriot Financial Partners, a community banking and financial services private equity fund founded in 2007. Mr. Lynch has more than 45 years of banking experience. Prior to Patriot, Mr. Lynch served as Vice Chairman of Sovereign Bancorp 2005 – 2007, and Chairman and Chief Executive Officer of Sovereign Bank – Mid Continue Reading...
  • Michael B. High
    Patriot Financial Partners – Partner
    (Elderlife Board Member)
    Mr. High serves as a Partner of Patriot Financial Partners. He joined Patriot in 2009 and has more than 35 years of banking experience. Prior to joining Patriot, Mr. High served as Executive Vice President and Chief Operating Officer for Harleysville National Corporation from 2005 through 2008 and Chief Financial Officer during 2004 his initial year at Harleysville. From 1998 Continue Reading...
  • Dolores M. Lare
    Patriot Financial Partners – Managing Principal
    (Elderlife Board Member)
    Mrs. Lare serves as a Managing Principal of Patriot Financial Partners. She joined Patriot in 2016 and has more than 35 years of banking experience. Prior to joining Patriot, Mrs. Lare served as Chief Operating Officer and Executive Vice President for Continental Bank Holdings, Inc. from 2005 through 2015.  In that role she was responsible for information technology, risk management, Continue Reading...


What People Are Saying

“I have to tell you, and I should have done this months ago, how wonderful it was to work with Janet Hafner. I am my Aunt’s POA and as such I find myself in many challenging situations. Thanks to the staff at Clare Bridge, and Janet at Elder Life I was able to accomplish more in one day than I ever could have imagined possible. She was so helpful, kind, and compassionate. I don’t think I’ve ever worked with anyone before who was so knowledgeable about the process I needed to follow in order to accomplish what I was trying to do. She was always able to interpret my concern, and then lead me to the right course of action. I will forever be grateful for her help that day, and wanted you to know. Thank you for hiring people like her who can make the challenges we face bearable. Sincerely, Lois
more testimonials
Elderlife Financial Services

Short-Term Financing for the Long-Term Plan
7529 Standish Place
Suite 300
Rockville MD 20855