Skilled Nursing Facilities
When a loved one needs the highest level of rehabilitative or long-term care, skilled nursing communities may be your answer.
What is long-term care? What is a skilled nursing community? Skilled nursing communities typically serve seniors with the highest levels of medical care. Such communities may be part of a rehabilitative community and may also be referred to as a “nursing home”.
Skilled nursing communities are highly regulated on a state by state basis. Typically a community must have a Certificate of Need from its state. A licensed physician, licensed nursing home administrator, registered nurses and physical therapists are a part of the community’s daily support team. Seniors in skilled nursing communities may be there for a short-term rehabilitative stay or for long-term care. In addition to assistance with Activities of Daily Living, seniors may need high levels of medical care.
How do I pay for Skilled Nursing Care? Financial Assistance for skilled nursing care is often available by Medicare and Medicaid. Medicare is a federal program which covers short-term rehabilitative stays. Medicaid is a combined Federal-State assistance program for seniors with little income and assets who need long-term care. Long-term care insurance may also pay for some skilled nursing care. If any funding gaps exist, Elderlife’s Line of Credit for Senior Living can help you and your loved one pay for the care they deserve.