Roque Santi, President, CEO & Chief Financial Officer, Board Member
Prior to joining the Board of Elderlife, Mr. Santi was and continues to serve as President and Chief Financial Officer of ECC Capital Corporation and previously served as Executive Vice President and Chief Financial Officer until December 2006. Before joining ECC, Mr. Santi was a partner with Ernst & Young LLP, from May 2002 to November 2004, during which time he was in charge of Tax Financial Services for the Mid-Atlantic area and was the national tax leader for the Mortgage REIT practice. Prior to his tenure at Ernst & Young, Mr. Santi was a partner with Arthur Andersen LLP, from December 1993 to May 2002, during which time Mr. Santi led Arthur Andersen's Tax Financial Services practice for the Mid-Atlantic area and served a significant number of Arthur Andersen's public and private mortgage REIT clients. Mr. Santi has over 22 years of experience in the consumer finance industry. Throughout Mr. Santi's career, he has worked in many areas of the mortgage industry, including mortgage banking, securitization, REIT structuring and implementation, mortgage REIT modeling, transactions structuring and initial public offerings. Mr. Santi received a bachelor's degree in 1986 from Pace University.
Darryl W. Copeland, Jr., Executive Vice President, Chairman of the Board
Darryl W. Copeland, Jr. is Executive VP and Chairman of the Board of Elderlife Financial Services. He is also Owner and President of Provident Realty Partners LLC (“PRP”). Prior to founding PRP, Mr. Copeland founded and served as Chairman, Chief Executive Officer and President of Provident Senior Living Trust ("PSLT"), a real estate investment trust with a portfolio of more than $1 billion of senior living real estate. PSLT was acquired by Ventas, Inc.(NYSE - VTR) in June 2005. From August 2001 until April 2004, Mr. Copeland was a managing director of a private equity affiliate of Fortress Investment Group LLC (“Fortress”), a global alternative investment and asset management firm. Mr. Copeland has substantial experience in corporate and public finance, acquisitions and divestitures, and he was responsible for senior living and healthcare-related real estate and security investments for Fortress’ private equity funds. Mr. Copeland has served on several public and private company boards of directors and is a former member of the executive board of the American Seniors Housing Association. From February 1997 to December 1999, Mr. Copeland served as Executive Vice President, Chief Financial Officer and a director of Brookdale Living Communities, Inc. (formerly NASDAQ – BLCI, prior to it being taken private by Fortress in 2000, now Brookdale Senior Living - NYSE - BKD). From 1989 to 1997, Mr. Copeland was an investment banker with Donaldson, Lufkin & Jenrette Securities. Mr. Copeland received a B.S.E. in Biomedical Engineering from Duke University; an M.S. in Computer and Information Science from the New Jersey Institute of Technology; and an M.B.A., with distinction, from the Wharton School at the University of Pennsylvania.
Bridgette Duber, PhD, Senior Vice President Sales & Partner Integration
Bridgette Duber has been serving seniors and their families for over 25 years. Her passion for seniors led her to complete a nursing degree early in her career and eventually led her to completing a Ph.D. in health care administration. Professionally her credentials include being a SC Licensed Nursing Home Administrator, a SC Community Residential Care Facility Administrator, an IN Licensed Practical Nurse and a TN Assisted Care Living Facility Administrator.
Prior to joining Elderlife Financial Services, Bridgette served in both Regional and Divisional Sales & Marketing and Operational roles with industry leaders including Brookdale Senior Living, Assisted Living Concepts & Extendicare Health Services. Bridgette is an active volunteer with Greyhound Rescue Foundation of TN and an active member of ElderCare Matters Alliance.
Ken Sullivan, Chief Lending Officer
Ken has worked in the consumer lending industry for 17 years, serving in management of operations and client management groups over his career. Ken currently manages the day to day activities in lending operations, loan product development and portfolio management for Elderlife.
Prior to joining Elderlife Financial Services, Ken led several large scale lending operations, underwriting and fulfillment centers which would process up to $1 billion in loan volume per month, and has his FHA Direct Endorsement designation. Ken was Director of Operations at Encore Credit Corporation, responsible for six departments in an organization processing up to 2,200 units per month; Vice President at Credit Suisse responsible for groups in client process analysis, mini-bulk and forward commitment fulfillment, client training and communication; and Vice President of Retail Lending at Avondale FSB responsible for lending operations and sales activities in the six branch service areas. Ken holds a BA from Northeastern Illinois University located in Chicago, Illinois.